The Cost of Bankruptcy Is Less Than Doing Nothing

Posted by David Hinkle on February 16, 2021.

Are you dealing with non-stop calls from creditors and debt collectors? Are you falling behind on bills more and more each month? If so, it is normal to feel stressed out and frustrated by your financial circumstances. You probably just want to disconnect and get everything out of your mind. While this is understandable, doing […]

Get a Fresh Start with Bankruptcy

Posted by David Hinkle on January 20, 2021.

According to data from the American Bankruptcy Institute (ABI), nearly 530,000 Americans filed for personal bankruptcy protection in 2020. With the new year, why not get a fresh start with bankruptcy? In this article, our West Virginia bankruptcy lawyer provides an overview of your personal bankruptcy options, explains how the process can help you get […]

Why We Suggest You Get Started Right Away for Bankruptcy Ease

Posted by David Hinkle on December 14, 2020.

If you are dealing with serious financial distress and you are considering bankruptcy, you are certainly not alone. Bankruptcy protection is an effective legal tool for many individuals and families who are looking to find stable financial footing. According to data published by the United States Courts, approximately 700,000 people file for personal bankruptcy protection […]

The Journal’s 2020 Best of the Best Bankruptcy Lawyer

Posted by David Hinkle on December 10, 2020.

Wow! We at Hinkle Law are honored and privileged to see David J. Hinkle selected as The Journal’s 2020 Best of the Best Bankruptcy Lawyer. Serving Martinsburg for over a decade, David J. Hinkle provides clients with a fresh start, offers peace of mind, and helps clients manage debt concerns with a personalized experience. We […]

Now Serving Charleston

Posted by David Hinkle on December 4, 2020.

We are excited to introduce a second office location in the heart of our home state-Charleston, WV. David Hinkle, owner of Hinkle Law, PLLC, has desired an expansion to the southern district for some time. With the current reality of how the courts are willing to operate, now more than ever seemed like the appropriate […]

Benefits of Filing for Chapter 7 Bankruptcy

Posted by David J. Hinkle, Esq. on September 21, 2020.

If you are dealing with the stress and frustration of debt, you are not alone. According to the official federal government data, approximately 775,000 Americans file for bankruptcy protection every year. Chapter 7 bankruptcy offers a potential solution. Also known as a liquidation bankruptcy, Chapter 7 is one of the best ways for financially distressed […]

Do I have to File Bankruptcy in West Virginia if My Husband or Wife Does?

Posted by David J. Hinkle, Esq. on January 20, 2014.

Short Answer: Absolutely not.   This is a common question that I often get from clients. You can only file a joint bankruptcy case with a spouse.  However, just because you are married does not mean that you have to file a joint bankruptcy in West Virginia.  There are plenty of times where it is […]

The Difference Between Debt Settlement, Consolidation and Management

Posted by David J. Hinkle, Esq. on January 16, 2014.

Companies that claim to help ease the burden of your debt are so tempting!  It seems like a great idea… and sometimes it is.  But please be careful before you move forward with these companies!  Unfortunately this industry is ripe with scammers… and even if the company is not scamming and is completely legitimate, is […]

Getting To Know Your Credit Card

Posted by David J. Hinkle, Esq. on September 20, 2013.

How many of you have really taken the time to understand your credit card account? Before I started working in this area of the law, I never did. When I got a bill, I just paid it. If the interest rate changed, I just accepted it. If a fee was assessed, I just assumed it […]

Can I Really Sue a Debt Collector If I Owe The Debt?

Posted by David J. Hinkle, Esq. on September 20, 2013.

The reality is that most people who have found themselves on the wrong end of a debt collector would love to be able to pay the debt. We’ve all run into financial difficulties but that doesn’t mean that you’re not entitled to some rights. Whether or not you owe the debt is irrelevant. In fact, […]