Debt Collection and Creditor Harassment in Martinsburg

It’s time to make the calls and harassment stop. Call us today so we can help you get on the path to debt collection relief.

We have heard from our clients far too often that debt collection agencies are relentlessly calling, being rude, or trying to use tricks or lies to get them to pay debts that they cannot afford. We have heard horror stories of debt collectors:

  • impersonating law enforcement
  • harassing family members
  • showing up at homes
  • threatening garnishments.

debt collectionIs this happening to you? Are you living in fear of your phone every time it rings? Remember, debt collection agencies have rules too!

There are both federal and state laws that were designed to protect you from unlawful collection practices. For instance, debt collection agencies cannot make your phone constantly ring intending to annoy you. They cannot make any misrepresentations to you about who they are, what they may do if you don’t pay, how much you owe, or anything else that may be misleading. Debt collectors cannot tell other people about your debts, and they cannot call your place of employment if your employer does not allow such calls.

Just because you owe a debt does not give a debt collection agency the right to harass you. When you are already struggling financially, the last thing you want is to be threatened by debt collection agencies because you cannot afford to pay your bill.

We take debt collection agencies to task every day over their bullying tactics and no-holds-barred attitude toward debt collection. Don’t sit back and allow unlawfully aggressive debt collectors to make your phone ring all day! Let Hinkle Law, PLLC, and our Martinsburg bankruptcy lawyers help you fight for your peace-of-mind. Call us today for a free consultation, so that you can learn about the rights that you are entitled to as a consumer.