Charles Town Bankruptcy Attorney

Founded by Charles Washington, the younger brother of President George Washington, Charles Town is well-known for its historic sites, including the Zion Episcopal Church and the Jefferson County Museum. It is also a fast-growing and vibrant community. Over the last two decades, the population has doubled. With an active and pedestrian-friendly downtown along with truly distinctive architecture, Charles Town offers something for everyone.

At Hinkle Law PLLC, we are proud to serve Charles Town. Our West Virginia bankruptcy attorney has helped thousands of people get out of millions of dollars of debt. No matter what you may have heard, there is always a way to get in control of your finances. We are here to help you understand your options and take steps to build long-term financial health. To set up a free, no-obligation consultation with an experienced Charles Town bankruptcy lawyer, please contact us today.

A Full-Service Bankruptcy Law and Debt Relief Firm

For more than a decade, Hinkle Law PLLC has helped people shed debt and get a fresh start in Charles Town and throughout the Eastern Panhandle of West Virginia. We are a full-service bankruptcy law and debt relief firm that is focused on helping clients understand their rights, stop debt collector harassment, navigate the legal process, and restore their financial health. Our team can help you get through bankruptcy proceedings and we can help you rebuild your credit score after a filling. Among other things, we provide the following legal services to people and in families in Charles Town:

  • Chapter 7 Bankruptcy: The most common type of bankruptcy filed in West Virginia, Chapter 7 is also known as a ‘straight bankruptcy’ or a ‘liquidation bankruptcy’. Through a successful Chapter 7 petition, consumers can shed many, if not all, of their debts—this includes credit card payments and medical bills. If available, it may be the best way to get a fresh start. While not everyone is eligible to file for Chapter 7, Charles Town bankruptcy attorney David J. Hinkle is ready to review your financial circumstances and let you know if you qualify. From there, we will walk you through the legal process.
  • Chapter 13 Bankruptcy: The primary alternative to Chapter 7, Chapter 13 bankruptcy allows people to obtain a sustainable monthly payment plan to resolve most (or all) of their outstanding debts. Chapter 13 bankruptcy is a valuable legal tool because it stops the calls, ends any wage garnishments or collection actions, and allows you to get a single monthly payment that you can actually afford. To find out more about your options, contact our Charles Town Chapter 13 bankruptcy lawyer today.
  • Debt Relief and Stopping Creditor Harassment: If you are falling behind on your bills, you may be already dealing with seemingly endless calls from aggressive debt collectors. You should know that there are strict rules regarding what creditors can and cannot do when trying to collect a debt. If they break the law, they must be held accountable. In some cases, you may even be entitled to financial compensation under the Fair Debt Collection Practices Act (FDCPA). Our firm will protect your rights and put a stop to debt collector harassment. Additionally, our Charles Town attorney will help you explore any and all potential non-bankruptcy debt relief solutions.

We are Focused on Restoring Your Financial Health

Debt can feel suffocating. You can quickly get overwhelmed trying to catch back up with all of the payments. Above all else, our mission is to help people restore their financial health. We understand how stressful and frustrating it can be to deal with non-stop calls from debt collectors and bills that keep piling up. Debt can make it difficult to relax and feel comfortable. Even worse, it can take a real toll on your health and well-being.

Do not let debt be a source of shame. It is simply a problem that needs to be addressed and resolved. The sooner you consult with an experienced Charles Town bankruptcy attorney, the easier it will be to find a solution. You do not need to be ready to file for bankruptcy protection to work with our firm. During a free, confidential consultation, we can help you understand your rights and identify actionable steps that you can take to move forward and regain control of your financial situation. Our lawyer will also take steps to improve and rebuild your credit rating.

Bankruptcy Attorney David J. Hinkle Can Help You Achieve Long Term Goals

A native of West Virginia, bankruptcy attorney David J. Hinkle has built his career helping people throughout the Eastern Panhandle. Our firm was founded during the unwinding of the housing bubble and the fallout of the Great Recession. We are now assisting and advocating for people affected by the COVID-19 pandemic and resulting economic challenges. Time after time, our firm has seen how events far outside of the control of everyday people can derail their finances.

We are here to help you achieve a long-term goal of sustainable financial health and true control over your situation. There is no financial hole that is too deep to dig out of—our bankruptcy and debt relief team is prepared to help. The last thing you need is more bills. We do not want you to pay exorbitant costs and fees to navigate the legal process. Our West Virginia bankruptcy law firm is committed to providing cost-effective legal services to clients in Charles Town.

Contact Our Charles Town Bankruptcy Lawyer for Guidance and Support

At Hinkle Law PLLC, our Charles Town bankruptcy attorney is an experienced advocate for individuals and families in West Virginia. We provide reliable, judgment-free guidance. If you have any questions about bankruptcy law or your debt-relief options, we are more than happy to help you understand your rights. Contact us today to schedule your free, completely confidential initial consultation. With a main office in Martinsburg, we are proud to serve people in Charles Town and throughout the surrounding communities in Jefferson County.