Posted by David Hinkle on March 22, 2022.
Many families are struggling with debt. Financial problems remain the number one stressor for people nationwide. The American Bankruptcy Institute (ABI) reports that there were 1,611 consumer bankruptcy filings in West Virginia in 2021. Another 8,078 consumer bankruptcies were filed in Maryland. There are actually two different types of personal bankruptcy: Chapter 7 bankruptcy; and […]
Posted by David Hinkle on June 29, 2021.
The COVID-19 pandemic and related economic disruptions have put a serious financial strain on many families. If you are dealing with serious financial issues, you may be considering filing for Chapter 7 bankruptcy protection. Before you file, it is crucial that you know the implications of declaring bankruptcy. In this article, our Martinsburg Chapter 7 […]
Posted by David J. Hinkle, Esq. on September 21, 2020.
If you are dealing with the stress and frustration of debt, you are not alone. According to the official federal government data, approximately 775,000 Americans file for bankruptcy protection every year. Chapter 7 bankruptcy offers a potential solution. Also known as a liquidation bankruptcy, Chapter 7 is one of the best ways for financially distressed […]
Posted by David J. Hinkle, Esq. on September 16, 2013.
Yes! Declaring Bankruptcy in WV does stop wage garnishments. West Virginia is like most states in that it allows for judgement creditors to garnish your wages in order have a debt repaid. In order for a creditor to garnish your wages, they first have to take you to court and get a judgement against you. […]
Posted by David J. Hinkle, Esq. on September 2, 2013.
For some people struggling with debt, the worst thing to do is avoiding bankruptcy and treating it as a last resort. Oftentimes, people are so scared by the thought of filing bankruptcy that they take the advice of friends and family members who have good intentions but don’t know the first thing about bankruptcy. I […]
Posted by David J. Hinkle, Esq. on August 28, 2013.
I get this question a lot from my clients. Obviously, for most of us, our cars and trucks are our lifelines. Without them it would be difficult, if not impossible, to get to and from work, the grocery store, etc. This is especially true for those of us in the Martinsburg and Charles Town areas […]
Posted by David J. Hinkle, Esq. on August 27, 2013.
I meet with a lot of potential clients who have been told a myth or two about bankruptcy. I’m forever adding to the list of those myths in hopes that I can help educate consumers about their rights and all of the powerful tools available in bankruptcy. As a result of these myths, a lot […]