What are the Differences Between Chapter 7 and Chapter 13 Bankruptcy?

Posted by David Hinkle on March 22, 2022.

Many families are struggling with debt. Financial problems remain the number one stressor for people nationwide. The American Bankruptcy Institute (ABI) reports that there were 1,611 consumer bankruptcy filings in West Virginia in 2021. Another 8,078 consumer bankruptcies were filed in Maryland. There are actually two different types of personal bankruptcy: Chapter 7 bankruptcy; and […]

Chapter 7 Bankruptcy – What It Means For Those Who Declare It

Posted by David Hinkle on June 29, 2021.

The COVID-19 pandemic and related economic disruptions have put a serious financial strain on many families. If you are dealing with serious financial issues, you may be considering filing for Chapter 7 bankruptcy protection. Before you file, it is crucial that you know the implications of declaring bankruptcy. In this article, our Martinsburg Chapter 7 […]

Benefits of Filing for Chapter 7 Bankruptcy

Posted by David J. Hinkle, Esq. on September 21, 2020.

If you are dealing with the stress and frustration of debt, you are not alone. According to the official federal government data, approximately 775,000 Americans file for bankruptcy protection every year. Chapter 7 bankruptcy offers a potential solution. Also known as a liquidation bankruptcy, Chapter 7 is one of the best ways for financially distressed […]

3 Reasons Why Avoiding Bankruptcy Can Be a Big Mistake?

Posted by David J. Hinkle, Esq. on September 2, 2013.

For some people struggling with debt, the worst thing to do is avoiding bankruptcy and treating it as a last resort. Oftentimes, people are so scared by the thought of filing bankruptcy that they take the advice of friends and family members who have good intentions but don’t know the first thing about bankruptcy. I […]

Don’t Be Scared By Bankruptcy & “Horror” Stories

Posted by David J. Hinkle, Esq. on August 27, 2013.

I meet with a lot of potential clients who have been told a myth or two about bankruptcy. I’m forever adding to the list of those myths in hopes that I can help educate consumers about their rights and all of the powerful tools available in bankruptcy. As a result of these myths, a lot […]