What are the Differences Between Chapter 7 and Chapter 13 Bankruptcy?

Posted by David Hinkle on March 22, 2022.

Many families are struggling with debt. Financial problems remain the number one stressor for people nationwide. The American Bankruptcy Institute (ABI) reports that there were 1,611 consumer bankruptcy filings in West Virginia in 2021. Another 8,078 consumer bankruptcies were filed in Maryland. There are actually two different types of personal bankruptcy: Chapter 7 bankruptcy; and […]


Can Bankruptcy Stop a Foreclosure in West Virginia?

Posted by David J. Hinkle, Esq. on September 17, 2013.

There are few places in the United States that have been affected by foreclosures like Martinsburg and the Eastern Panhandle of West Virginia. As a bankruptcy lawyer, I’ve met with many clients who were on the verge of losing their homes. Thankfully, I’ve been able to help many of them. Like all collection actions, a […]





Don’t Be Scared By Bankruptcy & “Horror” Stories

Posted by David J. Hinkle, Esq. on August 27, 2013.

I meet with a lot of potential clients who have been told a myth or two about bankruptcy. I’m forever adding to the list of those myths in hopes that I can help educate consumers about their rights and all of the powerful tools available in bankruptcy. As a result of these myths, a lot […]